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Insurance

Limina Insurance

We understand how important the security of your funds and personal data is. That is why absolutely all our users’ deposits on the platform are insured.

We have created an insurance fund that protects your funds from possible losses in unforeseen circumstances.

30,000,000 USD
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Total protection Comprehensive insurance coverage that keeps your funds safe.
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Swift claim We guarantee that your claims will be processed and paid promptly so you can be confident in your protection.
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Extensive reserve A special reserve fund of $30 million ensures your protection even in the most difficult situations.
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Full coverage Maximum coverage provides payment of 100% of the insured amount immediately after the occurrence of an insured event.
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Easy processes We ensure simplicity in every process and support customers every step of the way.

Niolic Limited provides comprehensive insurance coverage for the financial services offered to clients, providing investment protection in the event of unforeseen circumstances such as security breaches, loss of funds or the company's failure to meet its financial obligations. Insurance coverage is structured as follows:

  • Ionic
    In the event of an insured loss, Niolic Limited will immediately pay the client 40% of the insured amount. The remaining 60% will be paid within 30 days of the initial payment.
  • Photon
    For clients choosing enhanced protection, Niolic Limited will immediately pay 60% of the insured amount upon the occurrence of an insured event. The remaining 40% will be paid within 30 days of the initial payment.
  • Quantum
    This level of coverage provides the highest degree of protection, with 80% of the insured amount immediately payable upon the occurrence of an insured loss. The remaining 20% will be paid within 30 days of the initial payment.
  • AI
    This premium insurance plan ensures that customers receive the full amount of their insured deposits immediately upon the occurrence of an insured event. Available for selected high-value financial strategies, ensuring clients' investments are fully protected from any possible risks.
Insurance
Basic information

Frequently asked questions

You can download the contract in PDF format from the Niolic website. Documents, including the agreement, are available for download in the educational resources section of the website. You can also request a copy of the agreement from your personal manager.

The total amount of the special reserve insurance fund is US$30 million. This fund is intended to cover unforeseen circumstances and protect the interests of clients in the event of financial difficulties of the company.

Insurance coverage applies to the following cases:

  • - Cryptocurrency theft as a result of a large-scale hacker attack.
  • - Failure or error in the operation of the Niolic platform, leading to loss of access to funds or the ability to withdraw them.
  • - Bankruptcy or insolvency of the company, in which Niolic is unable to fulfill its financial obligations to the client.
  • - Loss of funds due to the actions of third parties, including fraud, theft, or other illegal actions.

In the event of an insured event, Niolic will immediately pay from 40% to 100% of the insured amount, depending on the selected level of insurance coverage. The remaining balance will be paid within 30 days after the first payment.

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